When a car accident, truck crash, or other motor vehicle collision kills someone in Texas, their surviving family members may have legal options through the state's wrongful death statutes. Understanding how these cases are structured — who can file, what damages are available, and how attorneys typically get involved — helps families make sense of a process that is both legally complex and emotionally difficult.
A wrongful death claim is a civil lawsuit brought by surviving family members when someone dies due to another party's negligence, recklessness, or intentional act. In the context of motor vehicle accidents, this typically means a death caused by a negligent driver — someone who ran a red light, drove drunk, was distracted, or otherwise failed their duty of care on the road.
Texas has its own wrongful death statute (Chapter 71 of the Texas Civil Practice and Remedies Code) that defines who may file, what can be recovered, and under what circumstances. A wrongful death claim is separate from any criminal charges against the at-fault driver — the civil case proceeds independently of any criminal prosecution.
Texas law limits who has standing to bring a wrongful death claim. Eligible parties generally include:
Siblings, grandparents, and other relatives are generally not eligible to file under Texas wrongful death law, though there are limited exceptions. If none of the eligible family members file within a set period, the deceased's estate executor or administrator may file on their behalf.
Alongside a wrongful death claim, Texas law also recognizes a survival action — a claim that belongs to the deceased person's estate rather than the surviving family. A survival action recovers damages the deceased person experienced between the time of the accident and the time of death: pain and suffering, medical expenses, and lost earnings during that period. These two claims — wrongful death and survival — are often filed together but compensate for different losses.
Recoverable damages in Texas wrongful death cases vary depending on the facts of the case and the relationship between the claimant and the deceased. They generally fall into two categories:
| Damage Type | What It Covers |
|---|---|
| Economic damages | Lost financial support, loss of inheritance, funeral and burial expenses, medical bills before death |
| Non-economic damages | Mental anguish, loss of companionship, loss of care and guidance, grief |
Texas does not cap non-economic damages in most wrongful death cases arising from motor vehicle accidents — unlike some other states that impose strict limits. However, cases involving government entities or certain defendants may face different rules.
Texas follows a modified comparative fault rule, sometimes called the "51% bar." This means:
In a wrongful death case, the fault of the deceased person is also considered. If the driver who died was partially responsible for the crash, that percentage can reduce — or in some cases eliminate — what surviving family members recover. How fault is assigned depends on the evidence: police reports, witness statements, traffic camera footage, accident reconstruction, and expert testimony all play a role.
Most wrongful death claims after a motor vehicle accident begin with the at-fault driver's liability insurance. Texas requires drivers to carry minimum liability coverage, but those limits may be far lower than the damages in a fatal crash.
When the at-fault driver is uninsured or underinsured, the deceased person's own uninsured/underinsured motorist (UM/UIM) coverage — if they carried it — can become an important source of recovery. Texas does not require drivers to carry UM/UIM coverage, but insurers are required to offer it.
In crashes involving commercial trucks, delivery vehicles, or employer-owned cars, additional layers of liability coverage and legal theories — such as vicarious liability or negligent entrustment — may apply.
Wrongful death attorneys in Texas almost universally work on a contingency fee basis, meaning they are paid a percentage of any recovery rather than an hourly rate. If there is no recovery, there is typically no attorney fee — though case expenses may be handled differently depending on the agreement.
Attorneys in these cases typically handle:
Wrongful death cases are often more complex than standard injury claims because calculating loss of future financial support, loss of companionship, and mental anguish requires substantial documentation and expert input.
Texas sets a two-year statute of limitations for wrongful death claims, generally measured from the date of the deceased person's death. Missing that deadline typically bars the claim entirely, regardless of its merit. Certain circumstances — such as cases involving minors, government entities, or delayed discovery — can affect the timeline, sometimes shortening it significantly.
No two wrongful death cases in Texas resolve the same way. The variables that shape results include the at-fault driver's insurance limits, whether the deceased carried UM/UIM coverage, the deceased's age and earning history, the number of surviving claimants, the strength of liability evidence, and whether the case settles or goes to trial. The intersection of those facts — not general information about how these cases work — is what determines what any given family can actually recover.
