If you've been injured in an accident in Burbank, you've likely encountered the phrase "personal injury attorney" — whether from a billboard on the 5 freeway, an online search, or a recommendation from someone who's been through it. Understanding what a personal injury attorney actually does, when people typically seek one out, and how the broader claims process works in California can help you make sense of what may be ahead.
A personal injury attorney represents people who have been physically or psychologically harmed due to someone else's negligence. In the context of motor vehicle accidents — which make up a large share of personal injury cases — an attorney typically takes on tasks like:
Most personal injury attorneys in California work on a contingency fee basis, meaning they collect a percentage of any recovery rather than charging upfront. That percentage typically ranges from 33% to 40%, depending on whether the case settles or goes to trial, though the exact arrangement varies by attorney and agreement.
California is an at-fault state, meaning the driver responsible for causing the accident is generally responsible for resulting damages. This is handled through liability insurance — the at-fault driver's insurer pays injured parties up to the policy limits.
California also follows a pure comparative fault rule. This means that even if an injured person is partially at fault for the accident, they can still recover damages — but their recovery is reduced by their percentage of fault. For example, someone found 20% at fault would see their compensation reduced by 20%.
This is meaningfully different from states with contributory negligence rules, where being even slightly at fault can bar recovery entirely. Knowing which rule applies — and how an insurer or jury is likely to assess fault in your specific situation — matters significantly to any claim outcome.
| Damage Type | What It Generally Covers |
|---|---|
| Medical expenses | ER visits, hospitalization, surgery, physical therapy, future care |
| Lost wages | Income missed during recovery; future earning capacity if applicable |
| Property damage | Vehicle repair or replacement |
| Pain and suffering | Physical pain, emotional distress, reduced quality of life |
| Out-of-pocket costs | Transportation to appointments, home care, assistive devices |
How these categories are valued in any specific case depends on the severity of the injuries, how well they're documented, the clarity of fault, and the insurance coverage available on both sides.
Treatment records are central to any personal injury claim. Insurers evaluate claims based on objective evidence — diagnoses, imaging results, treatment notes, prescriptions, and physician opinions about the extent and expected duration of injuries.
Gaps in treatment or delays in seeking care can be used by insurance adjusters to argue that injuries were less serious than claimed. This is one reason why the timing and consistency of medical care often becomes a significant factor in how a claim is evaluated — not just for the person's health, but for the evidentiary record.
First-party claims are filed with your own insurance company. In California, these might involve collision coverage (for vehicle damage) or MedPay — a type of coverage that pays for medical expenses regardless of fault. California does not require Personal Injury Protection (PIP), which is common in no-fault states.
Third-party claims are filed against the at-fault driver's liability insurer. This is the more common route in at-fault states for recovering medical costs and other damages from the responsible party.
If the at-fault driver is uninsured or carries insufficient coverage, a claim may be filed under the injured person's own uninsured/underinsured motorist (UM/UIM) coverage, if they have it. California requires insurers to offer UM/UIM coverage, though drivers can waive it in writing.
There's no universal threshold. People often explore legal representation when:
Cases involving minor property damage and no significant injuries often resolve through the standard claims process without an attorney. More complex situations — particularly those involving permanent injury, disputed fault, or large coverage gaps — more commonly involve legal representation.
California sets time limits on how long an injured person has to file a personal injury lawsuit. Missing that deadline generally means losing the right to sue, regardless of how strong the claim might otherwise be. These limits vary depending on who is being sued — a private individual, a corporation, or a government entity — and the nature of the claim. Consulting with an attorney early is common specifically because of how deadline-sensitive these cases can be.
Settlement timelines vary widely. Minor claims may resolve in weeks. Cases involving significant injuries, disputed liability, or litigation can take one to several years.
California law, Burbank's local court system, your specific insurance coverage, the nature and extent of your injuries, and how fault is apportioned in your particular accident — these are the variables that determine what your situation actually looks like. General information about how personal injury claims work is a starting point, not a roadmap. The details of your case are what fill in the rest.
